UTMA Accounts: A Problem for Individuals With Disabilities Uniform Transfers to Minors Act (UTMA) accounts are popular, inexpensive tools for gifting assets to children. Grandparents, parents, and other relatives often use them to set aside
Takeaways For students with disabilities, assistive technology can make the difference between merely attending school and truly participating in it. A new report from the U.S. Government Accountability Office (GAO) looks at how schools are
Takeaways If you have a disability that prevents you from working, you may choose to apply for Social Security disability benefits. The federal government provides income to individuals with disabilities through two programs: The Social Security
Takeaways AARP and the National Alliance for Caregiving recently published a joint report titled Caregiving in the U.S. 2025: Caring Across States. According to the research, an estimated 63 million Americans are serving as family caregivers. That is roughly
Takeaways What is a Special Needs Trust? A special needs trust (SNT) is a specific legal tool created to manage assets for people with disabilities. Its main goal is to protect the individual’s eligibility for
Takeaways When managed correctly, a special needs trust (SNT) can help a person with a disability cover certain expenses while keeping their Medicaid and Supplemental Security Income (SSI) benefits. Managing an SNT takes knowledge and
Takeaways Is it possible to qualify for Social Security benefits such as Supplemental Security Income (SSI) without a birth certificate? The short answer is yes. However, it may depend on what evidence you are able to provide to the
Takeaways Starting January 1, 2026, more individuals with disabilities will be eligible to open tax-advantaged ABLE accounts, thanks to an update to federal law. The ABLE Age Adjustment Act will extend the maximum age at
Takeaways Many people who rely on intellectual and developmental disability (IDD) services are not receiving the level of service they should receive. In part, experts say this is because for the past several years private equity firms
Takeaways In 2014, the Achieving a Better Life Experience (ABLE) Act established tax-advantaged savings accounts for people with disabilities to cover qualified disability-related expenses. With an ABLE account, eligible people with disabilities can put aside
