Takeaways In 2014, the Achieving a Better Life Experience (ABLE) Act established tax-advantaged savings accounts for people with disabilities to cover qualified disability-related expenses. With an ABLE account, eligible people with disabilities can put aside
Takeaways The Challenge of Needs-Based Benefits More than one in three people with disabilities rely on Medicaid, according to the Kaiser Family Foundation. Jointly funded by states and the federal government, Medicaid is a public assistance program that
Takeaways The Achieving a Better Life Experience (ABLE) Act, enacted in 2014, revolutionized financial planning for people with disabilities by allowing them to save money in tax-advantaged accounts without jeopardizing their eligibility for critical public benefits
Takeaways The modern family is no longer defined by the nuclear model. Today, blended families — where one or both partners bring children from previous relationships — are increasingly common. So-called “nontraditional” families, including blended
Takeaways Preparing a comprehensive estate plan to protect a child with special needs can be an emotional roller coaster. On the one hand, parents should be relieved that they are taking steps to guarantee that
For families navigating the complexities of raising a child with special needs, long-term financial planning is more than a goal—it’s a necessity. If you’re a member of the Illinois Teachers’ Retirement System (TRS), you may
Takeaways For the tens of millions of Americans living with a disability, financial hardship often accompanies the physical and emotional challenges they can face on the path to full participation in society. Many disabled individuals
Takeaways One in five children in the United States have special needs, per the Annie E. Casey Foundation. These include children with physical, developmental, and behavioral disabilities. Beyond day-to-day responsibilities such as taking a child to
Takeaways Irish actor Colin Farrell, star of the TV crime drama “The Penguin,” made recent headlines in connection with his 21-year-old son James, who has a genetic developmental disability called Angelman syndrome. In an interview
Takeaways For families of children with disabilities, planning for a lifetime of support is both a practical necessity and a compassionate act. One of the most powerful tools available to help secure a stable financial
